So the cowboy asked me a few weeks ago if I wanted him to sign us up for online banking. (Yes, I know, everybody else has been doing this for 5 years now, but we tend to be a bit behind the curve when it comes to technology . . . you know, what with our Amish background and all.) Anyway, he asked me about this online banking thing.
Now, because I am the one who pays ALL the bills, my answer WOULD BE a resounding “yes” - PRVOVIDING I would be:
.....1) The only one looking at the bank statement
.....2) The only one inquiring about the bank statement
.....3) The only one holding myself accountable for the bank statement.
But knowing that my husband would now have full access to the account information, and knowing that he would now hold me accountable EVERY SINGLE DAY for EVERY PENNY SPENT, my answer was a firm and definitive “NO”. (I am woman, hear me roar.)
He signed us up the next day.
And my husband loves talking finances. Loves the idea of investments and insurance and retirement. I, on the other hand, hate it. Blue passion hate. When the discussion turns to finances my eyes glaze over and all the receptors in my brain move to “high alert” and begin looking for ways to circumvent the discussion (which is generally accomplished by reciting “The Princess Bride” in my head. The cowboy is talking about the rates on his mutual fund and I am mentally reciting, “Hello. My name is Inigo Montoya. You killed my father. Prepare to die.” with an unfortunate British accent.)
My solution would be to just barter my way through life. (Though I’m not sure what I would barter in exchange for sushi, so I may have to rethink my stance on that.) My point is, up until now, we have been able to limit the financial discussions to once a month when the bank statement arrives via the good ol’ U.S. Postal Service. I can deal with that.
But now, in addition to his daily informative phone calls telling me all about his latest tractor discoveries or the new fungus growing in the horses’ hooves, I also get: “Honey,the mortgage check didn’t clear until the 6th. It’s due the 5th, you know that right?” (I’ve been paying the mortgage every month for 13 years. Yes, I know that.)
“Honey, you know I love you, but what is Chapman’s and why did we write them a $70 check?” (That’s where your son has been taking music lessons for the last year and they don’t like to be paid with chickens.)
“Honey, did you remember to record all your debit card uses? And did you remember to date them as well?” (Why? Why do I need to date them if you are looking at them online every single day??? )
“Honey, why did you go to Wal-Mart twice this week?” (Because I forgot to buy you ice cream the first time, and maybe if you have ice cream, the sugar-high will make you forget about online banking altogether.)
“Honey, the bank shows the amount of check #7384 to be $192.35, but you have it recorded as $192.33. You might want to fix that.”
Yeah, and I might not.
Oh, I’m gonna need an attitude adjustment on this one for sure!